Energy-efficient homes aren’t just good for the planet—they can be good for your wallet. From insulation and solar to efficient appliances, sustainable features can reduce running costs and may broaden your borrowing options.
Why green features matter
- Lower bills, higher comfort: Better temperature control, fewer drafts, and smaller energy bills.
- Resale appeal: Growing buyer interest in solar, battery storage, and efficient builds.
- Potential incentives: Some lenders may offer products that recognise energy performance.
What lenders consider
- Property quality & risk: Durable materials and efficient design can be positives.
- Borrower cash flow: Reduced utility costs can strengthen a household budget.
- Valuation lens: Not all upgrades are valued equally—document improvements.
Smart sustainable upgrades
- Insulation and glazing: Big comfort gains and energy savings.
- Solar + battery: Hedge against rising electricity prices.
- Efficient heating/cooling: Heat pumps, zoning, and smart thermostats.
- Water-saving fixtures: Lower bills, especially in larger households.
Tip: Keep receipts, specifications, and before/after bills—handy for valuations, resale, and lender discussions.