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How Interest Rate Changes Affect Your Mortgage
Interest rates play a major role in your mortgage repayments, and even small changes can have a noticeable impact. Whether rates are rising or falling, it’s important to understand how they affect your loan and what you can do to stay ahead. If you have a variable rate loan, your repayments will fluctuate with the …
How to Refinance Without the Stress
Refinancing your home loan can be a smart financial move—whether you’re looking to reduce your interest rate, access equity, or switch to a loan with better features. But for many homeowners, the idea of refinancing feels daunting. The good news? It doesn’t have to be. The first step is understanding your current loan. Take note …
What to Expect During Settlement Day
Settlement day is the final milestone in your property purchase journey. It’s the moment when ownership officially transfers from the seller to you, and you finally get the keys to your new home. While it’s an exciting day, it can also be a little nerve-wracking if you’re not sure what’s involved. Typically, your solicitor or …
What You Need to Know About Government Schemes in 2025
Buying your first home is exciting – but navigating the process can be overwhelming. Thankfully, there are several government schemes designed to help first home buyers get into the market sooner. 1. First Home Guarantee This scheme allows eligible buyers to purchase a home with as little as 5% deposit, without paying lenders mortgage insurance …